Is it mandatory to link Aadhaar with bank account?

Yes, as per government regulations, it is mandatory to link your Aadhaar with your bank account to continue receiving subsidies and benefits under various government schemes. Banks may also require Aadhaar linking for KYC compliance.

How long does the linking process take?

Once you submit your Aadhaar details to your bank, the linking process typically takes 2-3 working days. However, it may take up to 7 working days in some cases. You can check the seeding status online after a few days.

Can I link multiple bank accounts with one Aadhaar?

Yes, you can link multiple bank accounts across different banks with a single Aadhaar number. However, for government subsidies and DBT, you should designate one primary account.

How do I unlink Aadhaar from my bank account?

You cannot unlink Aadhaar from your bank account once linked as per RBI regulations. However, if you close the bank account, the linkage will automatically become inactive.

Do I need to visit the bank to link Aadhaar?

Most banks allow Aadhaar linking through net banking, mobile banking, or ATM. However, if online methods are not available or fail, you may need to visit the bank branch with your Aadhaar card and account details.

What documents are required for linking?

You'll need your original Aadhaar card (or e-Aadhaar), your bank account number/passbook, and the Aadhaar-Bank Linking form (if submitting at the branch). Some banks may also require a self-attested copy of your Aadhaar.

Aadhaar Bank Seeding Status

Check which bank accounts are linked with your Aadhaar, learn how to link new accounts, and download the seeding form

Check Status Online

Link Bank Accounts

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What is Aadhaar Bank Seeding?

Aadhaar Bank Seeding is the process of linking your Aadhaar number with your bank account. When you seed your Aadhaar with your bank account, it creates a connection between your unique Aadhaar identity and your banking details in the bank's system as well as UIDAI's database.

This linkage is essential for receiving Direct Benefit Transfers (DBT) from the government, including subsidies for LPG, scholarships, pension payments, and various welfare scheme benefits. The government uses this seeding information to ensure that benefits reach the correct beneficiary without duplication or fraud.

Important: As per government regulations and RBI guidelines, linking Aadhaar with your bank account is mandatory for a vailing various government schemes and subsidies.

Benefits of Linking Aadhaar with Bank Account

Direct Benefit Transfer (DBT)

Receive government subsidies and benefits directly to your bank account

Prevent Duplicate Accounts

Avoid multiple bank accounts under different names

Simplified KYC

Use Aadhaar for quick and easy KYC verification

Banking Services

Access all banking services with Aadhaar-linked account

Faster Transactions

Quick processing of government schemes and subsidies

LPG Subsidy

Receive LPG subsidy directly in your linked bank account

How to Check Aadhaar Bank Seeding Status Online

Follow these step-by-step instructions to check which bank accounts are linked with your Aadhaar number:

Step 1: Visit My Aadhaar Portal and Login

Go to the official My Aadhaar portal at myaadhaar.uidai.gov.in. Click on "Login" to access the portal.

The My Aadhaar portal provides various services to Aadhaar holders. You'll need your 12-digit Aadhaar number and access to the mobile number registered with your Aadhaar to login successfully.

Step 2: Enter Aadhaar Number and Captcha

Enter your 12-digit Aadhaar number in the provided field. Type the captcha code shown in the image and click on "Send OTP" to receive a one-time password on your registered mobile number.

Make sure to enter your Aadhaar number correctly without any spaces or dashes. The captcha is case-sensitive, so type it exactly as shown in the image.

Step 3: Enter OTP and Login

Enter the 6-digit OTP received on your registered mobile number. If you wish to download masked Aadhaar (with hidden digits), check the "I want a masked Aadhaar" option. Click on "Login" to proceed.

The OTP is valid for 10 minutes only. If you don't receive it, you can request a new OTP. Masked Aadhaar hides the first 8 digits of your Aadhaar number for privacy.

Step 4: Access My Aadhaar Dashboard

After successful login, you'll be directed to your My Aadhaar dashboard. Here you can see various Aadhaar-related services and options available to you.

The dashboard provides access to multiple services including downloading e-Aadhaar, ordering PVC card, updating details, checking bank seeding status, and more. All these services are organized in easy-to-access widgets.

Step 5: Click on Aadhaar Bank Seeding Status Widget

Look for the "Aadhaar Bank Seeding Status" widget among the various service options displayed on your dashboard. Click on this widget to check your bank seeding status.

The widget is clearly labeled and easily identifiable on the dashboard. Simply click on it to proceed to the next screen where you can view all bank accounts linked with your Aadhaar.

Step 6: View Your Linked Banks

You will now see a list of all bank accounts that are successfully linked (seeded) with your Aadhaar number. The screen will display the bank names and account details that have been seeded in the UIDAI database.

This information confirms which of your bank accounts are properly linked with your Aadhaar. You may see multiple banks listed if you have linked Aadhaar with accounts in different banks.

Success! If you see your bank account listed here, it means your Aadhaar is successfully seeded with that bank account.

Bank Seeding Status Success - Linked Banks

How to Link Aadhaar with Bank Account

If your bank account is not showing in the seeding status, you need to link your Aadhaar with your bank account. Here are the different methods to do so:

Method 1: Through Net Banking or Mobile Banking

Login to your bank's net banking or mobile banking app
Navigate to the "Profile" or "My Account" section
Look for "Link Aadhaar" or "Update Aadhaar" option
Enter your 12-digit Aadhaar number
Verify the details and submit the request
You may receive a confirmation SMS within 2-3 working days

Method 2: Through ATM

Visit your bank's ATM
Insert your ATM/Debit card and enter PIN
Select "Services" or "Registration" option
Choose "Aadhaar Registration" or "Link Aadhaar"
Enter your 12-digit Aadhaar number
Confirm the details and complete the process

Note: This option may not be available in all banks' ATMs.

Method 3: Visit Bank Branch (Most Reliable)

Download and print the Aadhaar-Bank Linking form (link provided below)
Fill the form with your account number and Aadhaar number
Attach a self-attested copy of your Aadhaar card
Visit your bank branch with the form and original Aadhaar
Submit the form to the bank representative
Get an acknowledgment receipt for your submission

Required Documents:

Original Aadhaar card (or e-Aadhaar printout)
Self-attested photocopy of Aadhaar
Bank account passbook or statement
Filled Aadhaar-Bank Linking form

Processing Time: After submission, the linking process typically takes 2-7 working days. You can check the seeding status online after this period.

Download Aadhaar Bank Seeding Form

Download the official Aadhaar-Bank Account Linking form. Fill it, attach a copy of your Aadhaar, and submit it to your bank branch to complete the seeding process.

Download Linking Form (PDF)

Official UIDAI form for linking Aadhaar with bank account

Troubleshooting Common Issues

Technical Difficulty During Check

If you encounter technical difficulties while checking the bank seeding status:

Wait for a few minutes and try again
Clear your browser cache and cookies
Try using a different browser (Chrome, Firefox, Edge)
Check your internet connection
Try accessing during off-peak hours (early morning or late evening)

Bank Not Showing in Seeding Status

If your bank account doesn't appear in the seeding status list, it means the linking is incomplete or not updated in UIDAI's system. Visit your bank branch with your Aadhaar card and request them to seed your Aadhaar with your account. You can also submit the linking form.

OTP Not Received

If you don't receive the OTP on your registered mobile number, ensure your mobile number is linked with your Aadhaar. You can update your mobile number at any Aadhaar enrollment center or through the online update process.